Rent vs Buy True Wealth Simulator

Should you buy a home or rent and invest your deposit in index funds? We simulate stamp duty, council rates, strata maintenance, rent inflation, and stock market compounding over 10 years.

Property Value ($ AUD)

Alternative Weekly Rent ($)

Deposit Percentage

Mortgage Rate (% p.a.)

Property Growth (% p.a.)

Stock Index Return (% p.a.)

10-Year Wealth Verdict

Buying Wins by +$101,184

Net Equity Advantage after 10 Years of Compounding

Buyer Home Equity (Yr 10):$748,698

Renter Share Portfolio (Yr 10):$647,514

Estimated Property Value:$1,320,024

10-Yr Total Rent Paid:-$457,524